Tag: benefits

Your Rep’s ‘Perceived Symbols of Wealth’ Derail Mediations

Marcus offered her tips on succeeding with mediation at a recent meeting of the Employers’ Counsel Network (ECN) in Springfield, Massachusetts. The Employers’ Counsel Network includes the attorneys from each state who write BLR’s state employment law newsletters. Marcus is one of the EEOC mediators based in the Boston office of the EEOC. Sometimes it’s […]

Determining Reasonable Accommodations for Employee Disabilities

When and how must an employer determine reasonable accommodations that may be required for an individual with a disability? “First the employee has to have a disability, which means they’re substantially limited in a major life activity. If that’s the case, now as an employer we have to see if the employee needs a reasonable […]

Reform Agencies Clarify Cost Sharing and Essential Services

A series of agency Q&As resolves a few questions relating to complying with federal health care reform, such as correctly counting participants’ out-of-pocket expenditures; wellness program reward administration; and the status of “carved-out” benefits. In latest set of Frequently Asked Questions, the U.S. Departments of Labor, Health and Human Services and the Treasury provide some […]

Healthcare Benefits—What’s Really Happening in 2014?

Please participate in our brief survey and see how what you are doing stacks up against what other successful companies are doing. We’ll get answers to these questions and more: How do 2014 plans compare to 2013? How are businesses dealing with the ACA? What types of health insurance plans are being offered in 2014? […]

2nd Circuit Reverses Xerox Plan’s Use of ‘Phantom’ Offset

For the third time in eight years, a federal district court decision endorsing Xerox’s pension plan interpretation has been reversed, setting aside judicial deference usually granted to these interpretations under ERISA and moving Xerox retirees closer to winning final benefits. The issue in the case is how an earlier lump-sum distribution to some employees affects […]

Compassionate Impulses—Understandable, But Dangerous

The Two Problems Fentin, who is a partner in the Springfield, Massachusetts, law firm, Skoler, Abbott & Presser P.C., points out the two sometimes opposing desires of dealing with employees with chronic illnesses: Supporting the employee with chronic illness, and Managing the employee with the chronic illness. Balancing these two needs isn’t easy, Fentin admits. […]

Chronic Illnesses—Tough to Balance Compassion and Business

As an HR person, you care about people, says attorney Susan Fentin. Your impulse is to help; however, if the problem is driving the business down, you may not be able to help. You need to balance these sometimes-competing interests, and that’s not often easy. What are the issues when an employee is chronically ill? […]

Yes, We Surveyed It—Highlights from BLR’s 2013 Survey Series

Special thanks to all readers who participated in our surveys in 2013! (2014 surveys start soon.) Benefits: Health Insurance Preferred provider organization (PPO) plans are offered by 68% of survey participants, and health maintenance organization (HMO) plans are offered by 31%. High-deductible plans are a benefit for 35%, and point-of-service (POS) plans are available for […]

IRS Gives Plans More Time to Amend for Roth Accounts

Plan sponsors have been waiting for details on rollovers within retirement plans to designated after-tax Roth accounts, and on Dec. 11, IRS issued new guidance that may prove beneficial. Among the clarifications and changes in Notice 2013-74 was an extension of the deadline for amending plans to incorporate in-plan Roth accounts. Now plans have until […]

VBBD—Case Study Shows Real Savings

McCormick, a consultant with Fallon Benefits Group in Atlanta, made her remarks at BLR’s Advanced Employment Issues Symposium, held recently in Las Vegas. Case Study in VBBD Some facts about the client: Global presence with more than 7,000 covered lives Employee population includes office staff, manufacturing, and drivers Average employee age: 45 years Very low […]