Tag: benefits

Keeping older workers: Do you risk a brain drain or offer opportunity?

Much has been said about the number of older workers staying in the workforce. Whether it’s to make up for a retirement savings shortage or a passion for work that people are able to do well even when they pass a typical retirement age, people are working longer.  Smart employers are seizing the opportunity to […]

New Business Bumper Sticker: I ♥ My Millennials

We’ve written a lot in past Advisors about Millennials and their supposed challenging generational characteristics. However, I have to say I love my Millennial colleagues; they’re hardworking, earnest, productive, dependable, capable, and cooperative. The Enthusiastic Employee Debunks Generational Characteristics   And that’s not just my opinion. In their recently published second edition of The Enthusiastic […]

Government Shutdown Accord Doesn’t Change Obamacare Much

A bipartisan accord to fund the federal government until Jan. 15 and raise the government’s debt ceiling until Feb. 7, was reached by leaders in the U.S. Senate on Oct. 16, but the final agreement did virtually nothing to change the health care reform law. The only part of the compromise affecting health care reform […]

High-deductible and Health-FSA Participation Grows

Participation in high-deductible health plans and health flexible spending accounts grew at a strong pace, according to the National Center for Health Statistics. The findings in “Health Insurance Coverage: Early Release of Estimates From the National Health Interview Survey, January–March 2013” suggest that employees’ interests in consumer-directed health plans is growing, information employers may find useful in […]

Tennessee Rule Restricting ACA Navigators Blocked

A federal judge issued a temporary restraining order blocking the Tennessee Department of Commerce and Insurance from enforcing part of emergency rules designed to block health law navigators who had not been vetted by the state. As a result, churches, unions and social service organizations can set up computer stations to help the uninsured sign […]

Taking COBRA or Exchange Coverage: Impact on the Health Care Reform Subsidy

Earlier this month, health insurance exchanges (also known as marketplaces) under the Affordable Care Act were launched, giving consumers — including COBRA qualified beneficiaries — new coverage options. Because qualified beneficiaries may come to employers with questions about enrolling in COBRA versus exchange coverage, here are some key issues to keep in mind. The key […]

Mitigating Measures—Heads Employee Wins … Tails Employer Loses

What’s a Mitigating Measure? According to the Job Accommodation Network, a mitigating measure is a treatment, therapy, or device that eliminates or reduces the limitations of a disability. Medications, including widely prescribed depression and anxiety medications Medical supplies, equipment, or appliances, low-vision devices (defined as devices that magnify, enhance, or otherwise augment a visual image, […]

As Wellness Rule Deadline Approaches, Questions Remain

As the 2014 plan year nears, plan sponsors are still sifting through the recently finalized changes to HIPAA’s nondiscrimination rules on wellness programs. The rules, issued June 3 (78 Fed. Reg. 33158), legally took effect Aug. 2 and must be met for plan years beginning on or after Jan. 1, 2014. Along with raising the […]

Same-Sex Marriages Legally Recognized: How Do Healthcare Benefits Change?

With the DOMA ban on same-sex marriage being ruled unconstitutional, what does this mean for healthcare benefits—will a same-sex marriage be recognized in the same way as other marriages, thus allowing the same-sex partner to receive spousal healthcare benefits paid for at the pre-tax rate? This is just one of the many questions employers are […]

Danger Zone—Myths and Assumptions Around Accommodation for Mental Disabilities

HR needs to be alert to the attitudes of supervisors and coworkers, says Eyres, who is managing partner of the Eyres Law Group LLP in Irvin, California. Here’s what your managers and supervisors are thinking: We only have to consider reasonable accommodations when the injury or illness is work-related. No, says Eyres, the source of […]