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The outcome in this case should remind employers that even with stop-loss (S-L) in place, a self-insured health plan is risky business. Trouble for the Claire’s Stores health plan started in the form of a premature birth, which generated about $1 million in charges. Under the terms of its S-L contract, the plan had to […]
A: According to BLR legal editors, there is no federal law that would prohibit an employer from requiring an exempt employee to attend a training session over a weekend, especially where the training is necessary for the employee to perform the job. However, the company should consider any union contract, individual employment contract, or policy […]
by Lisa Edison-Smith North Dakota employers need to take steps to comply with a new antismoking law that will take effect on December 6, 2012. On November 6, voters approved Measure 4 by a 2-1 margin. The law “prohibit[s] smoking, including the use of electronic smoking devices, in public places and most places of employment […]
We earlier reported on a new program that makes it easier for employers and benefit plan officials to voluntarily correct certain employee benefit plan violations and avoid enforcement actions and penalties. Now, the Department of Labor’s Pension and Welfare Benefits Administration has released guidance with FAQs about the VFCP program and useful hypothetical examples. The […]
by Sophie E. Zdatny Recently, the Employers Counsel Network (ECN) met in Alexandria, Virginia, where several notable speakers stopped by to provide their insights on current developments in the employment arena at the national level and to share their predictions for President Barack Obama’s second term. This is the second post in a three-part series […]
By Chris Ceplenski, BLR Managing Editor, News “The pendulum for benefits responsibility has swung back over to the employer.” “We saw a drastic rise in enrollment in our high deductible health plan (HDHP) when we renamed it an HSA plan.” “Benchmarking against your competitors is important, but don’t be a copycat.” “Eliminate the benefits-speak and […]
If you’ve seen The Shining you certainly remember the scene when Jack Nicholson’s character, now thoroughly possessed by the Overlook Hotel’s diabolical spirits, hefts an axe and chases his wife through the snowbound resort. Cornering her in a bathroom, he splinters the door and bellows, “Heeere’s Johnny!” Scary stuff, for sure. For me, though, I […]
The U.S. Supreme Court left intact a landmark federal Ninth Circuit Court of Appeal ruling that has forced many employers to reassess how they deal with temporary workers. The federal court had ruled that Microsoft improperly treated as many as 10,000 temporary employees as independent contractors and illegally denied them the option of participating […]
Only self-insured plans that completely self-administer claims payments and plan operations will avoid paying onerous transitional reinsurance fees. If a self-insured health plan does no more than determine eligibility, it will have to pay, according to Jeffrey Endick, an attorney with Slevin & Hart in Washington D.C. An exception exists to the onerous fee $63 per-member-per-year fee: Self-insured […]