Tag: benefits

Employers Face More Challenges in Covering Same-gender Spouses

Many hoped that the U.S. Supreme Court’s ruling in U.S. v. Windsor would clear up the confusion regarding what employers and plan administrators can and should do if they have employees with same-gender spouses. Alas, that was not to be. As 2014 approaches, employers face as many complications as ever. Rather than simplifying matters, the […]

Voluntary Benefits Offer Employees Guaranteed Insurability

Employees may think that they can’t afford a big policy, but it’s often a good idea to join the plan at the lowest level and cost, even if the policy is not large, says consultant Mike Miles. That gets your foot in the door and often ensures that you can “buy up” in the future […]

Court Rejects Reinstatement of Erroneous Benefit Payments to Ineligible Retiree

BY Justin Alex, Proskauer Rose Law Firm Defined benefit plan sponsors can solve plan overpayments in several ways, including using IRS self-correction programs. But it’s important to remember that plans are not required to keep paying benefits to those not eligible for them to begin with, Proskauer Rose law firm associate attorney Justin Alex reminds us […]

Voluntary Benefits: Some Say ‘Garbage’; Some Say, ‘Bargain’

Miles is vice president and senior employee benefits consultant at Gregory and Appel Insurance. During his presentation at a recent boot camp sponsored by BLR®, he was joined by colleague Janet McClure, vice president and worksite marketing team leader. What Are Voluntary Benefits? “Voluntary benefits” are generally insurance products sold to employees at work through […]

Retroactive FMLA Designation—3 Scenarios Cut Through the Fog

When you find out about a possible FMLA qualifying leave after it has started, how far back can you go to retroactively designate the leave? Athey, an attorney with The Robert E. Miller Group in Kansas City, Missouri, was joined by a colleague, consultant Kristi McKinzey, in a recent webinar sponsored by BLR/HRHero. Athey offers […]

Government Proposal Refines Reform Fees on Health Plans

A proposed rule put on public display Nov. 26 adjusts Transitional Reinsurance Program rules and tries to put out fires left burning by the ever-moving target of health care reform. For example, it proposes a lower contribution level insurers and self-funded plans would pay in 2015 to a transitional reinsurance fund, and gives employers the […]

High Court Will Rule on Religious Challenge to Contraceptive Mandate

The U.S. Supreme Court on Nov. 26 accepted an appeal of health care reform’s contraception coverage mandate. The cases that will be heard are Sebelius v. Hobby Lobby Stores, Inc. and Conestoga Wood Specialties v. Sebelius. (Kathleen Sebelius is named as a litigant in her capacity as U.S. Health and Human Services Secretary.) The cases […]

4 Hazards of Failing to Track All FMLA Leave

Mckinzey, a consultant with The Robert E. Miller Group in Kansas City, Missouri, was joined by a colleague, attorney Julie Athey, in a recent webinar sponsored by BLR/HRHero. Hazard # 1: Counting Against Attendance Policy If you had reason to know an absence was due to an FMLA‐qualifying reason, you can’t count the absence against […]

Voluntary Benefits—The Importance of Guaranteed Insurability

In yesterday’s Advisor, consultant Mike Miles presented the case for offering voluntary benefits to employees. Today, more on benefits, plus an introduction to a timely webcast on conducting legal background checks. Employees may think that they can’t afford a big policy, but it’s often a good idea to join the plan at the lowest level […]